Eligibility: (a) Confirmed/Permanent Employee of State / Contractual Govt. and their Boards/Corporation/Undertaking.
(a) Businessmen whose taxable income is more than Rs. 4.00 lakh p.a. including depreciation as per latest ITR.
Rate of Interest for Staff:-
CIBIL Score 800 and Above: 8%
CIBIL Score 700 and Below 800: 8.25%
CIBIL Score 600 and below 700: 8.50%
CIBIL Score below 600: Not accepted.
(0 to 1) 9%
(1 to 5) 9%
For public:
CIBIL Score 800 and Above: 8.50%
CIBIL Score 700 and Below 800: 8.75%
CIBIL Score 600 and below 700: 9%
CIBIL Score below 600: Not accepted.
(0 to 1) 9%
(1 to 5) 9%
Eligibility:
Maximum Rs. 20.00 lakhs or 20 times of gross monthly salary/income whichever is lower.
Business whose taxable income is more than Rs. 4.00 lakh f.y. including depreciation as per latest I.T.R.