The loan under the scheme shall be available only on plots of HUDA/ Housing Board Houses and flats and Housing colonies approved by Director Town & Country planning only within the area of operation in the district Kaithal of the bank for the following purpose:-

For the construction of house/flat.
For purchase of built house/flat.

Rate of Interest.
For public:    8.40%
For Staff:      8.25%

Eligibility:
For construction/Additions/purchase of house/flat:
Need-based loan depending upon the project cost and repaying of the borrower maximum Rs. 40.00 lakhs.
For purchase of land/flat for House building:
Maximum 50% of the eligible loan amount as for the repayment capacity.