Eligibility: Confirmed/Permanent Employee of State / Contractual Govt. and their Boards/Corporation/Undertaking.
Rate of Interest for Staff:
CIBIL Score 800 and Above: 10%
CIBIL Score 700 and Below 800: 10.25%
CIBIL Score 600 and below 700: 10.50%
CIBIL Score below 600: Not accepted.
(0 to 1) 11.50%
(1 to 5) 11.50%

Rate of interest for Salary account of prospective borrower with C.B.Kaithal:
CIBIL Score 800 and Above: 11.50%
CIBIL Score 700 and Below 800: 11.75%
CIBIL Score 600 and below 700: 12%
CIBIL Score below 600: Not accepted.
(0 to 1) 12.25%
(1 to 5) 12.25%
Rate of interest for Salary account of a prospective borrower not with C.B.Kaithal:
CIBIL Score 800 and Above: 11.75%
CIBIL Score 700 and Below 800: 12%
CIBIL Score 600 and below 700: 12.25%
CIBIL Score below 600: Not accepted.
(0 to 1) 12.50%
(1 to 5) 12.50%

Eligibility:
Maximum Rs. 15.00 lakhs or Rs. 15 times the gross salary whichever is lower.